We will know about Hdfc millennia credit card features, features, additional features, lounge access, fuel surcharge, renewal offers, rewards points, cash point validity etc.

 

Cash back point validity – Product features will be kept in the form of cashback points. This point will be valid for 2 years, like this, suppose you have received points in May 2021, then it will expire in May 2022 next year.

 

Hdfc millennia credit card – Features, Eligibility, Charges

 

Renewal offers – If you spend Rs 1,00,000 or more within 12 months, your renewal membership fees for the next year will be waived.

Welcome Benefit – You will get 1000 cash points. But this is only for membership fees. Meaning whenever you have to pay for membership you can use it there like at the time of card renewal.

 

Fuel Surcharge waiver – 1% fuel surcharge waived all over India. Rs 250 waived on minimum transaction of Rs 400 and maximum transaction of Rs 5000.

Hdfc millennia credit card features

Features 5% cashback on Amazon, BookmyShow, Cut.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata Cliq, Uber and Zomato etc.

1% on any other spend like EMI and wallet reload excluding fuel surcharge.

Free gift voucher of Rs 1000 on spending Rs 1 lakh or more every 3 months (quarterly calendar).

20% discount on partner restaurants via Dineout.

 

Additional features millennia hdfc card

Zero lost card liability :
If unfortunately your HDFC Millennia credit card is lost or stolen, you can call HDFC Bank's 24/7 Call Center to file a report and block the HDFC Millennia credit card if it is lost. If any transaction takes place with the lost card, that money will not be taken from you.

Interest Free Credit Period :
There is an interest free limit of up to 50 days on your HDFC Bank Hdfc millennia credit card from the date of purchase (subject to the submission of the Marge by the Merchant)

Revolving Credit :
Available at a nominal interest rate on your HDFC Bank Hdfc millennia credit card card. Exclusive Dining Privileges Fine dining trail dining programme at premium restaurants in select cities.

 

Reward point/cashback redemption and validity

• Cashback will be given in the form of a Cashpoint which can be redeemed by you against the statement balance (on request only).
• Against the statement balance the rate will be 1 Cashpoint = ₹1.
• The minimum Cashpoint balance required for redemption against the statement balance is 500 Cashpoints.
• Cashpoints can also be used for travel benefits such as flight and hotel bookings and for redemption on the SmartBuy Rewards portal for rewards catalogue at 1 Cashpoint = ₹0.30.

 

Unredeemed CashPoints will expire after 2 years of accumulation. For flights and hotel rates, Credit Card members can redeem upto a maximum of 50% of the booking price in terms of Reward Points. Rest of the transaction amount will have to be paid as per the limits of the Credit Card.

Rate of CashPoint redemption is 1 CashPoint equals Rs. 0.30.

Hdfc millennia credit card eligibility

First of all you should be an Indian. And your age should be at least 21 years. Your maximum age should be 40 years. And you should have an account in HDFC Bank and you can apply in 2 ways. First is online and second you have to apply physically by reaching the offline branch.

 

Salaried millennia credit card hdfc

If you do a job, the salary is not mentioned anywhere in this but the income of that person should be around 35k thousand. If your total income is 35 thousand rupees per month, then you are eligible.

Self employed hdfc Millennia

Your income should be 6.00 lakhs per annum. And along with that you should also have ITR. Income Tax Return should be filed report. It is not necessary that it should be business income only.

Hdfc millennia credit card fees and Charges

Late Payment – For between Rs 100 and Rs 500, you will have to pay Rs 100. And for Rs 5k, you will have to pay Rs 500. For Rs 10k, you will have to pay Rs 600. For Rs 25k, you will have to pay Rs 800. For Rs 50k, you will have to pay Rs 1100 as fee and for an amount above Rs 50k, you will have to pay Rs 1300.

Apply charges hdfc millennia

Apply or Joining fees If you buy a new card then you will have to pay Rs. 1000 + any taxes applicable on it.

 

Millennia hdfc card renewal fees

Renewal millennia credit card fees membership fees You will have to pay Rs. 1000 + any applicable taxes at the time of renewal after one year.

 

Fees waived - If you spend Rs 1 lakh or more using this credit card, that too before the renewal date, your renewal charges will be waived off.