Hdfc easy emi – This Millennia card will prove to be very useful for buying something big. You will know about offers, discounts, features, charges etc.
The unique Credit Card + EasyEMI Card for all your big purchases
Fuel Surcharge - 1% fuel surcharge waived off at all Indian petrol pumps on minimum spend of Rs 400. And the maximum cashback you can get is Rs 250.
Launch Offer – Gift voucher worth Rs 1,000 every 3 months on spending Rs 1 Lakh or more for the first year.
Welcome Benefit – 500 CashPoints These points can be used only on membership renewal payment.
Milestone Benefits - Spend Rs 20k or more in the first 90 days and get your first year of membership free.
Hdfc easy emi – Easy EMI on hdfc credit card
Renewal Offer - Spend ₹50,000 and above in the first year and get waiver on renewal membership fees.
Contactless Payment - Please note that in India, payments through Contactless mode are allowed for a maximum of ₹5000 for a single payment where you are not asked to enter your credit card PIN.
However, if the amount is more than or equal to ₹5000, the cardholder will be required to enter the credit card PIN for security reasons
CashPoint validity - Cashpoints will be accumulated as per the product features. Cashpoints will be valid only for 1 year from the date of accumulation.
Hdfc easy emi credit card features
Features - 5% cashback on purchases made through Amazon, Flipkart, PayZapp and SmartBuy on flight and hotel bookings. Minimum transaction amount should be ₹2000 in first 6 months, maximum ₹1000 cashback per calendar month (3 Months), maximum ₹750 cashback after 6 months of card issuance.
2.5% cashback on all online spends (on minimum spend of ₹2000, maximum cashback = ₹750 / calendar month) 3 Financial months
1% cashback on all offline spends and wallet additions (on minimum transaction of ₹100, maximum cashback = ₹750 / calendar month)
All spends of ₹10,000 and above will be automatically converted into EMI for 9 months (₹99 processing fees + GST and 1.67% ROI per month will be charged).
Gold, Jewellery and Fuel transactions will not be automatically converted into EMI. Auto EMI convert will be processed after 5 business days from the date of transaction. Auto EMI will not be processed if Easy EMI Credit Card is blocked.
Hdfc easy emi credit card Additional features
Zero Lost card liability – If your credit card is accidentally stolen or lost, and you report the loss within 24 hours, you will not have to pay any money if any fraudulent deducted from your card.
Interest Free Credit Period - Interest free period of up to 50 days on your HDFC Bank EasyEMI card from the date of purchase (subject to charges levied by the merchant)
Hdfc bank easy emi rewards point cashback redeemtion and validity
CashBack Accrual - Cashback will be given in the form of CashPoints which can be redeemed by you against your statement balance (on request only).
Rate against statement balance will be 1 CashPoint = ₹1. Minimum CashPoint balance required for redemption to convert into statement balance is 2500 CashPoints.
CashPoints can also be used for travel benefits like flight and hotel bookings and redemption on the SmartBuy Rewards portal for Rewards Catalogue at a value of up to 1 CashPoint = ₹ 0.30.
Unredeemed CashPoints will expire within 1 year of accumulation.
Flight and Hotel redemption details Credit card members can redeem up to 50% of the booking price using Reward Points. The remaining transaction amount will be paid through credit card limit. CashPoints will be redeemed at the convert rate of 1 CashPoint = ₹0.30.
Hdfc easy emi eligibility
Hdfc bank easy EMI credit card For this you should be at least 21 years old and at most 65 years old. If your age falls within this then you are eligible for Hdfc easy emi card.
Salaried required Hdfc easy millennia card
To get HDFC easy EMI card, your age should be between 21 and 60 years. To get the card, your salary should be only Rs. 10,000. If your salary is Rs. 10,000, then you are eligible for HDFC millennia card.
Self employed hdfc easy emi card
If your age is less than 65 years and more than 21 years and you are self employed then your annual income should be at least 6 lakhs. And you have to apply with ITR then you are eligible for Hdfc easy emi card.
Hdfc easy emi fees and Charges
HDFC Bank The Bank reserves the right to cancel the Card if the Card remains inactive and is not used for making any effecting transaction for a continuous period of 6 (six) months after prior written notice is sent to the email address.
Hdfc easy emi card Apply
Hdfc easy emi card You can apply for this post either offline or online.
Offline – If you want to apply offline then you must be an Indian and you must have an account in HDFC Bank. If not, you will have to open an account. And you can apply by going to your nearest branch with all your documents.
Apply Online – If you want to apply online then you can apply through your online banking. Keep a digital file of ID proof, address proof, PAN Card, salary slip/income, ITR etc and then apply.