Monday, August 26, 2024

Tata mutual funds - Hybrid, Elss, Solution, Index, Overnight

Tata mutual funds

Tata mutual funds Tata Mutual Fund is a leading mutual fund company in India, offering a wide range of investment products. Tata Mutual Fund was founded in 1994 and is a subsidiary of the Tata Group.

The main benefits of Tata Mutual Fund are:

  • Experienced fund managers
  • Diversified investment products
  • Strong research team
  • Transparent investment process
  • Excellent services for clients

Tata mutual funds Explore Funds

Tata mutual funds
Tata mutual funds

Equity

An equity fund is a type of mutual fund that invests in the stock market. This fund invests in shares of various companies and provides investors with returns on their investment.

Types of Equity Funds (Tata mutual funds)

  • Large Cap Funds
  • Mid Cap Funds
  • Small Cap Funds
  • Sector Funds
  • Thematic Funds
  • Multicap Funds

Debt

Debt funds are a type of mutual fund that invests in fixed-income securities, such as bonds, debentures, treasury bills, etc. This fund offers fixed and stable returns to investors.

Debt Fund Types (Tata mutual funds)

  • Liquid Funds
  • Ultra Short Term Funds
  • Short Term Funds
  • Medium Term Funds
  • Long Term Funds
  • Gilt Funds
  • Corporate Bond Funds

Hybrid

Hybrid Funds are a type of mutual fund that invests in both equity and debt securities. This fund offers investors the benefits of both securities in a single fund.

Types of Hybrid Funds (Tata mutual funds)

  • Equity Oriented Hybrid Fund
  • Debt Oriented Hybrid Fund
  • Balanced Hybrid Fund
  • Moderate Hybrid Fund
  • Debtor Hybrid Fund

Index

Index Funds are a type of mutual fund designed to track a specific stock market index number (such as the Sensex or Nifty). The fund invests in the proportion of stocks included in that index, so as to replicate the performance of the index.

Types of Index Funds (Tata mutual funds)

  • Equity Index Fund
  • Debt Index Fund
  • Hybrid Index Fund

ETF

An ETF fund is a type of investment product that is traded on the stock exchange and works similar to an index fund. The fund is designed to track a particular index, sector or asset class.

Types of ETF Funds (Tata mutual funds)

  • Equity ETFs
  • Debt ETFs
  • Hybrid ETFs
  • Sector ETFs
  • Gold ETFs

Liquid

Liquid funds are a type of mutual fund designed for short-term investments. This fund provides investors with an option to keep their money safe and liquid.

Types of Liquid Funds (Tata mutual funds)

  • Short-term liquid funds
  • Long-term liquid funds
  • Overnight liquid funds
  • Liquid plus funds

Overnight

An overnight fund is a type of liquid fund that allows investors to invest their money overnight. This fund usually invests for less than a day, usually overnight.

Advantages and Disadvantages of Overnight Funds

  • High liquidity
  • Low risk
  • Fixed income
  • Low cost
  • Low return
  • Market risk

Solutions

A solutions fund is a type of mutual fund designed to achieve specific financial goals, such as retirement, children's education, or buying a home. This fund offers a customized investment solution to help investors achieve their financial goals.

Types of Solutions Funds (Tata mutual funds)

  • Retirement Solutions Fund
  • Children Education Solutions Fund
  • Home Buying Solutions Fund
  • Marriage Solutions Fund

Tax Saving/ELSS

Tax saving/ELSS funds are a type of mutual fund that offers investors tax benefits under Section 80C of the Income Tax Act. ELSS stands for Equity Linked Savings Scheme, which is a type of mutual fund that invests in equities and offers tax benefits.

Advantages and Disadvantages of Tax Saving/ELSS Funds

  • Tax benefits
  • High returns
  • Diversification
  • Professional management
  • Risk
  • Lock-in period
  • Market risk